Living Costs in Connecticut - What's Included
Your monthly rate includes three (3) meals daily, scheduled transportation, weekly housekeeping, weekly linen service, all utilities, access to all community features, amenities and social programs.
Additional Wellness Care packages are available and customized to each resident.
The Cottage at Litchfield FAQs
Your Questions Matter
Does the monthly rate at The Cottage cover everything?
Yes — one monthly rate includes three meals daily, weekly housekeeping, weekly linen service, all utilities including phone and cable, scheduled transportation, and access to all activities and social programs. Additional wellness care packages are available for residents who need more personalised support.
How much does assisted living cost in Connecticut?
Assisted living in Connecticut typically ranges from $6,300 to $7,700 per month depending on location, room type, and level of care. At The Cottage in Torrington, assisted living starts from $6,300/month, fully all-inclusive.
How much does memory care cost in Connecticut?
Memory care in Connecticut generally costs more than assisted living due to the specialised staffing and programming required. At The Cottage, memory care starts from $8,200/month, including all meals, housekeeping, utilities, transportation, and dedicated memory programming.
Is assisted living in Torrington CT cheaper than other parts of Connecticut?
Yes — Litchfield County tends to be more affordable than Fairfield County and coastal Connecticut, where monthly rates can exceed $10,000. Torrington offers full-service senior living at competitive rates without sacrificing quality of care.
What is not included in the monthly rate?
Personal care packages beyond the standard daily allowance are available at an additional cost and are customised to each resident's needs. We're happy to walk through exactly what's included for your loved one's specific situation — just give us a call.
Does Medicare cover assisted living in Connecticut?
Medicare does not typically cover assisted living costs. Medicare covers short-term skilled nursing and rehabilitation but not ongoing residential assisted living. Connecticut's Home Care Program for Elders (CHCPE) and Medicaid waiver programs may provide some assistance for qualifying residents.
Can veterans get help paying for assisted living in Connecticut?
Yes — eligible veterans and surviving spouses may qualify for the VA Aid & Attendance benefit, which provides monthly financial assistance toward assisted living costs. We recommend speaking with a VA-accredited claims agent to understand your eligibility.
Is assisted living cheaper than a nursing home in Connecticut?
Yes, significantly. Nursing homes in Connecticut average over $15,000 per month. Assisted living at The Cottage starts from $6,300/month and includes everything your loved one needs for day-to-day living.
Is assisted living cheaper than staying at home with full-time care?
In many cases, yes. Full-time in-home care in Connecticut can cost $8,000 to $10,000 per month or more, often without the social connection, activities, or 24-hour staff availability that a community provides.
Can I visit before committing to a monthly rate?
Absolutely — we encourage every family to tour The Cottage before making any decisions. Call us or use the contact form to schedule a visit at a time that suits you.
